12. I took out an insurance policy in Hong Kong but I was injured in a foreign country. Will this affect my claim?

12. I took out an insurance policy in Hong Kong but I was injured in a foreign country. Will this affect my claim?

That would depend on the coverage of your insurance policy as set out in the terms and conditions of the policy. If the coverage includes events happened in a foreign country, then your claim for the injury suffered overseas will be admitted.