Insurance against Damage or Loss of Property
Loss of or damage to household contents such as furniture, decoration, electrical appliances and personal valuables can be insured. A typical example of such kind of insurance is a "Householder's Comprehensive" insurance policy which may provide cover in one package for:
- loss of or damage to the contents of a dwelling caused by fire;
- loss of or damage to servants' property;
- costs of alternative accommodation during the period in which the household is being repaired after a misfortune that is insured against;
- liability to the public; and
- personal accident benefits for the policyholder.
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