How soon after the fire must I notify the insurer, and what happens if I report the claim late?
The insurance policy will set out when you must notify the insurer and usually it will need to be as soon as possible. If you report the loss late, the insurer could decline the claim on the basis that you failed to meet the notification conditions (requirements), but this depends on the wording of the policy. You should consider seeking legal advice if you are unsure.
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